Cryptic Developers
Solution approach

Digital Payments Architecture

Coordinate payment initiation, provider status and enterprise records so that a customer journey remains explainable when a dependency fails.

Conceptual service flow

Payment intent

Coordinate payment initiation, provider status and enterprise records so that a customer journey remains explainable when a dependency fails.

Conceptual architecture. Select a component to inspect its responsibility.

Engineering the approach.

  1. Define payment states and provider responsibilities.
  2. Design idempotent requests and authenticated events.
  3. Build exception handling and reconciliation views.

Define the boundaries.

Confirmation, settlement and reconciliation are separate concerns. Licensing and regulatory requirements depend on the actual service and jurisdiction.

Delivery considerations

Agree acceptance criteria, integration ownership, failure handling and operational support before expanding the design. Validate the proposed architecture against the actual environment.

Connected disciplines.